Terms of Service

1. Scope of this website

This website is operated by AfH Abrechnung für Heilberufe GmbH, Bahnhofstraße 18, 86911 Dießen am Ammersee, Deutschland, and provides general information about healthcare billing and medical reimbursement processes in Germany. By using this website, you agree to these Terms of Service.

2. No paid services

This website does not sell, resell, or otherwise offer any paid product or service. All articles, guides, and glossary content are provided free of charge. We do not process payments, invoices, or insurance claims, and we never request financial account details through this website.

3. Not professional advice

Content on this site is general and educational in nature. It is not legal, tax, medical, or individualised financial advice, and it should not be relied upon as a substitute for advice from a qualified professional, your health insurer, or the relevant billing association. Billing rules can change and can vary by individual circumstance.

4. Acceptable use

You agree to use this website only for lawful purposes and not to attempt to disrupt its operation, extract content through automated means beyond normal search-engine indexing, or misrepresent your identity when contacting us.

5. Intellectual property

The text, layout, and design of this website are owned by AfH Abrechnung für Heilberufe GmbH unless otherwise credited. You may read and share links to our content for personal, non-commercial purposes. Reproduction of substantial portions of our content without permission is not permitted.

6. Limitation of liability

We take reasonable care to keep the information on this site accurate and current, but we make no guarantee that it is complete, error-free, or applicable to your specific situation. To the extent permitted by law, AfH Abrechnung für Heilberufe GmbH is not liable for decisions made based solely on content published here.

7. Third-party links and images

This website may link to third-party resources and uses licensed stock photography for illustrative purposes. We are not responsible for the content or practices of external sites we link to.

8. Changes to these terms

We may update these Terms of Service from time to time. The "last updated" date at the top of this page reflects the most recent revision.

9. Governing law

These terms are governed by the laws of Germany, without regard to conflict-of-law principles, unless mandatory consumer protection laws in your country of residence provide otherwise.

10. Contact

Questions about these Terms of Service can be sent to support@abrechnung-heilberufe.ltd or to AfH Abrechnung für Heilberufe GmbH, Bahnhofstraße 18, 86911 Dießen am Ammersee, Deutschland.